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Home Loan Protection
Protect what's close to home.
Owning our own home is typically one of our greatest ambitions. Many of us think of our home as our most valuable asset.
While most people insure their home and it’s contents, and would never consider driving around in an uninsured car they often don’t consider covering their greatest asset- themselves,
Would you be able to meet your home loan commitments if you were sick or injured and unable to work?How does Home Loan Protection work?
Home Loan Protection is designed to:
- pay a lump sum if you are diagnosed with a terminal illness or die (Life Cover) or are diagnosed with a serious medical condition (Recovery Cover); and
- pay a monthly amount if you cannot work due to injury or illness or involuntary unemployment (Repayment Cover)
How much cover do I get?
- Life Cover- up to the value of your loan*.
- Repayment Cover- up to the value of your initial monthly loan repayment*.
- Life Cover includes Recovery Cover, up to $10,000*.
We also offer a choice of payment options;
- A single premium which is funded into your home loan; or
- Pay-by-the-month
How do I find out more or get a quote?
- Ask a St.George Lender in our nearest branch or
- Call 1300 301 883 and select option 3
For more information you can view the Home Loan Protection combined Financial Services Guide and Product Disclosure Statement including policy terms.
* Subject to benefit limits
The insurer is St.George Life Limited ABN 88 076 763 936 AFSL 240900. A Product Disclosure Statement (PDS) is available at any St.George Bank branch. You should consider the PDS before you decide to buy the policy. St.George Life Limited is a separate company and wholly owned by St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141. St.George Bank - A Division of Westpac Banking Corporation does not, nor do any of its related Bodies Corporate (as defined in the Corporations Act 2001[Cth]) other than the insurer, St.George Life, Limited guarantee payment of any policy benefits.
