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Society Cheque Account

A low-cost account for non-profit organisations

As a non-profit organisation, you want to make every dollar count toward helping others. That’s why the Society Cheque Account offers low cost, straightforward day-to-day banking for charity, community and sporting groups, schools and government groups.

  • No monthly account service fee for charities, community/sporting groups and schools#
  • Discounts on transaction fees depending on the nature of your organisation
St.George deposit products are covered by the Australian Government Deposit Guarantee***
Features
Key features
  • Deposit Only Card available for approved office-bearers
  • Deposit at any St.George branch
  • Optional chequebook available upon request
  • Unlimited free St.George branch, Internet and Phone Banking, direct debit, cheques and St.George ATM deposits for charities and schools#
Statements
Interest
  • Calculated daily
  • Paid annually for accounts held by charities, community/sporting groups and government
  • Paid quarterly for accounts held by schools
Access
Account access
  • Instant access to funds via branch, cheque, Internet and Phone Banking, and BPAY®
  • Convenient and secure 24/7 access to Internet and Phone Banking*
  • Automate deposits and payments with direct credits and direct debits
Fees
Account service fee
  • No monthly account service fee for charities, community and sporting groups and schools
  • Flat monthly account service fee of $6 for government bodies unless a minimum monthly account balance of $10,000 is maintained
Transaction fees
  • Free and unlimited Internet and Phone Banking
  • Unlimited free monthly deposits and withdrawals for charities and schools#
  • 20 free monthly deposits and withdrawals for government bodies and community and sporting groups
How to apply
Call us
  • Apply over the phone to open this low cost account for non-profit organisations on 13 33 30, 8am - 9pm (AEST), 7 days a week
Visit a branch
Requirements
  • Please provide the following documentation to open an account:
  • Charities
    • Notice of Endorsement for Charity Tax Concession (Available from the Australian Taxation Office)
    • Constitution (Held by the relevant organisation)
    • Minutes (Held by the relevant organisation)
    • Certificate of Incorporation / Registration (if applicable) (Available from the Department of Fair Trading or Australian Securities and Investments Commission)
  • Community and Sporting Groups
    • Constitution (Held by the relevant organisation)
    • Minutes (Held by the relevant organisation)
    • Certificate of Incorporation / Registration (if applicable) (Available from the Department of Fair Trading or Australian Securities and Investments Commission)
  • Public Schools, Colleges and Universities
    • Letter from School Principal or Dean of Studies on organisation letterhead
  • Other Educational Organisations
    • Constitution (Held by the relevant organisation)
    • Minutes (Held by the relevant organisation)
    • Certificate of Incorporation / Registration (if applicable) (Available from the Department of Fair Trading or Australian Securities and Investments Commission)
  • Department Agency or Councils
    • Letter from CEO or Delegate
  • Registered Political Parties
    • Minutes (Held by the relevant organisation)
    • Letter from Australian Electoral Commission or State Electoral Office
  • Information you’ll need to complete your application

Important information

Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Transaction Accounts includes the Transaction, Savings & Investment Accounts Banking Services Terms and Conditions & General Information, Transaction, Savings & Investment Accounts - Fees & Charges and How to Minimise Them and interest rates for NSW, ACT, SA & NT, interest rates for VIC, QLD, WA & TAS. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the document, please visit your local branch or request one by post. St.George issues the products on this website.

Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.

# Other transaction fees and charges for special services apply. Daily transaction limits apply.
* Subject to systems availability and maintenance
*** Conditions Apply

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